Investment in pension funds remains one of the most tax-efficient ways to save and if you’re not paying into one, you’ll wish you had when you reach retirement age.
At pension Advice East Yorkshire we are able to advise you on all aspects of retirement planning, pension provision, reviewing your current pension plans plus advising on Pension Drawdown and Annuities.
Our guiding principle is that every client is different, with individual requirements. We place your needs at the centre of everything we do and work with you to create an individually tailored solution giving you confidence that your financial aims and objectives will be achieved, whatever they may be.
We all have financial needs, and finding an affordable solution to meeting those needs is an area that many people seek Pension Advice East Yorkshire upon. I am a qualified Adviser who will provide you with professional and impartial Pension advice East Yorkshire.
So if you are from East Yorkshire or the surrounding areas and require pension advice then fell free to ring Damian on 07912 076990, Or contact me using the forms at the top of this page.
If you have some spare cash and you are thinking about investing it, then an Individual Savings Account (ISA) should be at the top of your list. Following is some basic ISA ADVICE East Yorkshire.
ISAs were introduced by the Labour government to replace Personal Equity Plans (PEPs), and have very good tax-free benefits.
It is important to understand that an ISA isn’t an investment. It is actually what is known as a wrapper in which you can house your savings and investments. The structure of ISAs are simple, they are made up of two elements – cash and stocks and shares.
For more detailed ISA Advice East Yorkshire contact myself, Damian by either email on the above address or ring 07912 076 990.
Look forward to chatting with you!
To provide investment advice East Yorkshire is a highly specialized area. The best service comes from those who are independent and impartial. But there’s more. The array of available investment products is staggering. Working them through the many options require services of people who are expert in understanding the type and combination of products is right for you.
There has never been more appropriate to take investment advice East Yorkshire. Is the next few years a steady return to sustained growth or recession, a period of deflation or a period of inflation to see? Nobody knows, but are you covered to meet all eventualities? Do you understand the full range of investment options open to you?
If you are unsure which option to take, I realise that sometimes you just want to talk, seek advice and thats why we offer no obligation chat with myself, Damian, a fully qualified IFA based in East Yorkshire.
Call, email or use the chat box to get in touch.
Look forward to hearing from you!
IFAs East Yorkshire was created to cope with the growing demand for Independent Financial Advice throughout East Yorkshire.
We are an independent and impartial advisory company of IFAs in the East Yorkshire area specializing in mortgages, life insurance, debt advice, buildings and contents insurance, critical illness insurance, income protection, business protection and commercial finance.
We offer Pension and Investment Advice. We also assist with Financial Planning for Retirement, helping to build a secure future for you and your loved ones.
If you’re looking for an IFA in East Yorkshire then you’ve come to the right place. Whether you need financial advice on mortgages, pensions, protection or investment, we can help. The process is straight forward, & as our logo says we put your needs ahead of ours. We’re an IFA service offering appointments for home visits in the East Yorkshire area.
The process works in three parts. First, you can call me or ask on this page using the form East Yorkshire IFA. Then we’ve an initial conversation to make sure that I can help with your question. A face to face meetings are normally booked in your home. This method is more convenient for you & unlike visiting the bank or you don’t need to book time off work or park your car in the city.
When the fact that the find has been done, I usually make an appointment for a few days in advance, or sometimes a few weeks, depending on the product. During this time I’ll carry out all the necessary research & find the best possible solution for your situation. As East Yorkshire IFA I’ve access to hundreds of different products & solutions tailored to your unique situation.
The largest face to face meeting is to learn as much as possible about your circumstances. I want to ask about your income & expenses, & other facts. Addition is important to find out how you feel about other soft facts, these can often be as important in assessing your risk profile & attitude to risk.
For just a chat or more in depth service please ring our IFA based in Yorkshire on 07912 076 990 or email on the contact form on this page.
If you’re looking for an IFA in Hull, you have come to the right place. Whether you need financial advice on mortgages, pensions, protection or investment, we can help. The process is straight forward & as our logo says we put your needs before ours. We’re an IFA Hull and can arrange appointments in your own home.
The process works in 3 parts. First, you can call me or ask on this page using the form Hull IFA. Then we’ve an initial conversation to make sure that I can help with your question. A face to face meeting is then usually posted to your home. This method is more convenient for you & unlike visiting the bank or you don’t need to book time off work or park your car in the city.
To find out more please call or email me at the information above.
When the fact finding is completed, I’ll normally make an appointment for a few days ahead, or sometimes a few weeks ahead, depending on the product. During this time I’ll carry out all necessary research & find you the best possible solution for your situation. As a Hull IFA I’ve access to hundreds of different products & solutions tailored to your unique situation.
The most important personal face meeting is mostly to get to know about your circumstances. I want to ask about your income & expenses, & other facts. In addition, it’s important to find out how you feel about other common facts that can often be as important to the assessment of your risk profile & attitude towards risk.
A East Yorkshire Independent Financial Adviser can help with many areas of finance. Such sectors are retirement planning, both through funding for retirement with pensions and benefits through annuities also taken. Another common area is investment be for a lump sum or regular contributions. Tax efficient investments include ISAs. Other investment solutions may include bonds, Investment Trusts, Unit trusts and OEICs.
Addition to the above products as an East Yorkshire independent financial advisor, we can offer both advice and solutions for domestic protection. Products we offer include typical life insurance and critical illness cover, family income benefit, accident and sickness policys, etc.
We offer our clients clear, no-jargon advice on a wide range of financial products and services that are adapted to our clients personal needs.
Typically an East Yorkshire independent financial advisor will conduct a detailed investigation of their clients financial position, preferences and goals, this is sometimes called a fact-find. They will then advise the measures necessary to meet client goals, and if necessary recommend a suitable financial product to suit customer needs.
Although based in West Yorkshire as an independent financial adviser I cover other areas closeby.
What are your requirements or e-mail me, Damian on the links above or ring 07912 076990.
If you require mortgage advice then we can help in many cases. Areas we can help include First time buyers, Remortgages, Purchases, Trackers, Fixed Rates, Buy to Let and many other mortgage types. We work on a 2 appointment basis. We can either do business over the phone and the internet or face to face. Let us be your mortgage adviser in Scunthorpe.
As a mortgage broker we offer whole of market advice with no broker fee. At the first appointment I will find out as much as possible about your situation and plans. The I will go away and return with a complete mortgage solution.
Once your mortgage adviser in Scunthorpe recommends a product if you apply for the mortgage then we will help the whole process run as smooth as possible. We will fill in the mortgage application, we will also liase with all the parties such as estate agents, solicitiors, surveyors and of course you.
To see how we can help either ring Damian on 07912 076990 or enquire using the form on this page.
Some reasons why you may want to use our no broker fee Hull mortgage adviser service. The top 2 are that we do not charge a fee and we offer whole of market mortgage advice. In addition we offer a full financial planning service. This is done by referring pensions and investment business to a suitably qualified adviser.
While you are changing your mortgage situation it is also a good time to review your protection requirements. Life insurances that you have such as mortgage protection or term assurance may need altering such as the term changing or amount insurance increasing. As a Hull mortgage broker it is my responsibility to be your trusted adviser and look at these types of policies for you. Obviously these extra services are optional but we find that most clients are more than happy to take us up on this service.
Who else wants a whole of market mortgage adviser in East Yorkshire that charges no broker fee? These days I get more and more enquires where people ask these 2 questions. Clients seem to be fed up with paying for broker fees and instead prefer the no broker fee option. On the other hand there are still those who think that you get nothing in life for free and they continue to pay their East Yorkshire mortgage adviser fees.
As well as offering the 2 benefits mentioned above ie we are a East Yorkshire mortgage broker that does not charge a fee. We also help make the full mortgage application process run as smooth as possible.
Once we have made a suitable recommendation we fill out the full mortgage application on your behalf. We take photocopies of all the required documents such as payslips, ID, P60s, bank statements etc. All mortgage lenders have different criteria and thus your East Yorkshire morrtgage broker will take the required documents for you.
Once the lender has your application our service does not stop there. We will liase with all parties such as Estate agents, Solicitors, Surverys, Lender and of course yourself. If you need advice on a mortgage then either fill in the form or ring Damian on 07912 076990.
